Disclaimer

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The information contained herein is provided solely for general information purposes and is not intended to be a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described. For complete descriptions of the terms, conditions and exclusions of insurance coverages or other products or services, please read the brochures and policies. Products and services mentioned in this Web site are valid opportunities only in the United States of America and are not available in all states.

Links to other internet sites that are not maintained by Unified Insurance Services, Inc. may be accessed through this Web site. Such external Internet addresses contain information created, published, maintained or otherwise posted by organizations and entities independent of Unified Insurance Services, Inc. Unified Insurance Services, Inc. is not responsible for the content of those sites nor does it approve, endorse, or certify information available at any external site or linked address.

We are providing the links to articles as a complimentary service for our customers. The links are to current health related materials on the world wide web which may be of interest to our customers. These articles are not written by us and are found on web sites which we do not control. No representation as to the accuracy, reliability or completeness of the news articles is intended nor should such representation be implied. No endorsement of the ideas, statements, assertions or conclusions expressed in such articles is intended nor should such endorsement be implied.

We have not evaluated the credentials or qualifications of the participating pharmacies or pharmacists. Accordingly, we make no representations regarding their abilities and assume no responsibility for the services or goods which they may provide you while using your discount card.

We do not guarantee availability of your prescription medication nor the final price you will pay. Prices between participating pharmacies may vary even after application of the drugcard discount.

The rights of customers and visitors to this site shall be determined under the laws of the State of Illinois.

Dental Service

The CAREington Dental Plans are not insurance. They are dental discount plans(schedule of services) under which members receive from the normal charges of participating dentists and other providers. Fees may vary by region. Specialists may not be available in all areas. Benefit providers subject to change without notice.

Unless otherwise explicitly stated, the materials on the website are provided "as is", and are for commercial use only. All express or implied conditions, representations and warranties, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement, are disclaimed, except to the extent that such disclaimers are held legally invalid. Unified Insurance Services, Inc. makes no representations, warranties, guaranties as to the quality, suitability, truth, accuracy or completeness of any of the materials contained on the website. Any questions regarding the materials should be directed to the providers of such materials.

We are not a pharmacy and are not responsible for filling your prescriptions. All prescriptions and pharmacy services, including those provided through the mail order service, are provided by participating pharmacies, which are independent companies. Participating pharmacies have only agreed to possibly provide discounts to drugcard subscribers and are not otherwise controlled, managed or supervised by us. Nothing in the discount program we offer may be deemed or construed to create the relationship of principal and agent or of partnership or of joint venture or of any association between us and any participating pharmacy.

Ask The Doctor:

THE SUBMISSION OF A QUESTION TO THIS FORUM SHALL NOT ESTABLISH A PHYSICIAN - PATIENT RELATIONSHIP. TIME DOES NOT PERMIT US TO ANSWER EVERY QUESTION SUBMITTED AND OUR LAWYERS WILL NOT ALLOW US TO REPLY DIRECTLY TO THOSE POSTING QUESTIONS.

ANSWERS TO QUESTIONS SUBMITTED WILL BE POSTED ON THE FORUM BASED UPON THE AILMENTS IDENTIFIED. THE ANSWERS PROVIDED ARE FOR THE GENERAL EDUCATION OF OUR CUSTOMERS AND ARE NOT INTENDED TO BE AN ACTUAL DIAGNOSIS FOR THE PERSON SUBMITTING THE QUESTION OR FOR ANYONE READING THE POSTS WITH SIMILAR SYMPTOMS.

PHYSICIANS MAY PROVIDE A DIAGNOSIS, PROGNOSIS OR TREATMENT PLAN FOR A PARTICULAR PERSON ONLY AFTER A PHYSICAL EXAMINATION AND REVIEW OF THE PERSON'S MEDICAL HISTORY. POSING A QUESTION TO THIS FORUM IS NOT A SUBSTITUTE FOR AN IN-PERSON EXAMINATION. IF YOU HAVE ANY CONCERNS REGARDING YOUR HEALTH, YOU ARE URGED TO SEE YOUR DOCTOR. ONLY YOUR OWN DOCTOR CAN DIAGNOSE AND TREAT YOUR AILMENTS.

INFORMATION SUBMITTED TO THIS FORUM IS NOT CONFIDENTIAL AND MAY BE REVIEWED BY NON-PHYSICIANS AND OTHERS VISITING THE SITE. WE STRONGLY RECOMMEND THAT THE BODY OF YOUR SUBMISSION TO THIS FORUM NOT CONTAIN ANY INFORMATION WHICH WOULD ALLOW OTHERS TO IDENTIFY YOU. IF YOU E-MAIL US, YOUR RETURN E-MAIL ADDRESS WILL NOT BE POSTED.